That sucks, atleast you had your first wreck early. I had mine shortly after getting my license at 17. But we didn't have the graduate driving program. Indiana just has the you can't have anyone under the age of 18 with you until 6months of having your license unless a licensed person 21 years or older is there. When you get your own car, just wait till you see your car insurance bill. When I first started having my own car, 180 a month, then went to 150, then to 120, Now it is only 83 a month (the 83 is with no current infractions on my license). I want something to happen to my car, that isn't my fault so I can get rid of it and get something bigger. I have my eye on a 99 subaru outback wagon.