I've been in two
6 years ago in New Mexico, we were heading back in a rental car to Albuquerque, where we would fly home the next day. In a small traffic jam an uninsured motorist is digging through the floor of her car and hits us. It bent the fenders, but no injuries.
The second one was this past Summer we were travelling down the road, all of about 500 feet from my neighborhood, and a woman in a Nissan Quest pulls out in front of us, and we T-Bone her. No one was hurt, and the whole passenger door on hers was destroyed. My mom's 2003 MPV being the beast it is took only a few scratches (still can't figure that one out)