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My main credit card (AMEX) has slowly been whittled down, month by month, to under a thou$and so far. I'm so thrilled that the Pandemic actually forced me to buy less, go out less, and charge less! I cancelled one card (Mastercard) a couple of years back. My second card (VISA) Is doing fine, well under $50 (Cdn) per month. And now my third card, (used to be) worst of the three with elevated % charges per month. Now .... I got last month's billing charges, reduced to ..... 82 cents. Truth! So happy about all this. By the end of summer, I should be in fine shape, charge card-wise.